Diana & Jason Jones

Diana & Jason Jones

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$890,000

($573,511 down)
VA

119 Ortega Court, Erie, CO 80516

4
5
3,669 sqft
PITI Monthly
$2,523.31 /mo

Listing courtesy of: Jessica Luginbill, Porchlight RE Group-Boulder

Assumed Rate

2.39%
7.15%

Principal & Interest

$1,599 /mo
$2,584 /mo

What's Special

LUXURY
FINISHED BASEMENT
WET BAR
PATIO
MOUNTAIN VIEWS

Big mountain views, big upgrades, and big living await at 119 Ortega. This 4-bedroom, 5-bathroom home offers the perfect blend of style, space, and setting-backing to open space with a massive yard, finished basement, and luxury touches throughout. Inside, you'll find soaring ceilings, abundant natural light, and upgraded systems that offer peace of mind: new roof (2024), new furnace (2024), new water heater (2023), new garage doors, and fresh exterior paint (2025). The chef's kitchen features a brand new gas cooktop (2025), double ovens, and sweeping views of the mountains. Upstairs, the oversized primary retreat includes a sitting area, custom "Elfa" closet system, and views that will make you pause every morning. Three more bedrooms and two full baths offer plenty of room for everyone. Downstairs, the finished basement is ready for movie nights, game days, or parties at the wet bar-complete with kegerator, bar fridge, ice maker, and projector + sound system that stay with the home (yes, even the couch!). Two storage rooms and a half bath round out the basement. Step outside to the fully equipped backyard oasis: a large concrete patio, pergola-covered outdoor kitchen with built-in grill, seating area with fire-pit and cooler, and those open space views that go on forever. Bonus perks: Nest thermostats, Ring doorbell, Tesla solar (to be paid off at closing), whole house humidifier, and upgraded closet systems in key areas. This is a home that delivers comfort, convenience, and some serious wow-factor.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.39
Remaining Loan Term
21 years, 0 months
Monthly PITI
$2,523.31/mo
Estimated Loan Balance
$328,488
Cash to close
$573,511
Interest Paid
$32,451

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 5
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stone, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stone, Frame
  • Roof: Composition
Condition
  • Year Built: 2009
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Erie Commons
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Erie Commons Master HOA
  • HOA Amenities: Unknown
  • HOA Fee: $112
  • HOA Frequency: $Monthly
Location
  • Region: Erie

Financial Details

  • Price per Sqft: $242.57
  • Tax Annual Amount: $8497
  • On Market Date: 2025-05-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $573,511 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $573,511!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.39% Sellers Rate
$316,489
Your Cash:$573,511
Total Purchase Price:$890,000

Assumed vs Traditional Mortgage

Assumed @ 2.39%
$1,599/mo
Traditional @ 7.15%
$2,671/mo
You save $1,072/month ($12,866/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1033136

Listing From: recolorado

Last updated: 2025-05-09T19:52:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.39%
7.15%

Principal & Interest

$1,599 /mo
$2,584 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $573,511 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $573,511!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.39% Sellers Rate
$316,489
Your Cash:$573,511
Total Purchase Price:$890,000

Assumed vs Traditional Mortgage

Assumed @ 2.39%
$1,599/mo
Traditional @ 7.15%
$2,671/mo
You save $1,072/month ($12,866/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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