Diana & Jason Jones

Diana & Jason Jones

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$399,900

($195,964 down)
VA

2124 Byron Road, Sacramento, CA 95825

2
1
1,124 sqft
PITI Monthly
$1,090.61 /mo

Listing courtesy of: Robert J McKiernan, RE/MAX Gold Folsom

Assumed Rate

2.89%
7.15%

Principal & Interest

$941 /mo
$1,528 /mo

What's Special

SERENE
FIREPLACE
PATIO
CHARMING
COZY

Affordability Meets Quality in This Thoughtfully Maintained Home. This charming and well-cared-for home stands out with a long list of valuable updates and inviting features. Recent improvements include a new roof (2023), HVAC system (2018), and a permitted 225 sq. ft. sunroom equipped with heating and air perfect for year-round enjoyment. Step inside to discover an open-concept living space featuring wood-beamed ceilings, a cozy fireplace, a bay window, and neutral-toned decor, laminate flooring that complements any style. The versatile second bedroom includes a built-in Murphy bed, offering flexible use as a guest room, office, or hobby space. The sunroom opens seamlessly from the main living area and invites your imagination ideal for a studio, playroom, or quiet retreat while overlooking a serene backyard with dual patio spaces for outdoor relaxation or entertaining. Few homes in this price range offer the same level of care a functionality. Don't miss this exceptional opportunity!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,090.61/mo
Estimated Loan Balance
$205,278
Cash to close
$195,964
Interest Paid
$27,514

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central, See Remarks
  • Heating: Central, See Remarks, Natural Gas
Features
  • Materials: Stucco, Vinyl Siding, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Back Yard
Roof
  • Roof: Composition, See Remarks
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Meter on Site, Private, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch, Traditional
Materials
  • Stucco, Vinyl Siding, Wood
  • Roof: Composition, See Remarks
Condition
  • Year Built: 1950
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Santa Anita 02
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $355.78
  • Tax Annual Amount: $
  • On Market Date: 2025-05-07T22:10:05.000Z
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Savings Calculator

Current cash to close is $195,964 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $195,964!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$203,936
Your Cash$195,964
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$941/mo
Traditional @ 7.15%
$1,585/mo
You save $645/month ($7,736/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225058074

Listing From: MLS Metrolist

Last updated: 2025-05-09T02:50:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$941 /mo
$1,528 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $195,964 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $195,964!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$203,936
Your Cash$195,964
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$941/mo
Traditional @ 7.15%
$1,585/mo
You save $645/month ($7,736/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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