Diana & Jason Jones

Diana & Jason Jones

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$285,000

($139,305 down)
FHA

2124 Shamrock Way, Bakersfield, CA 93304

2
1
889 sqft
PITI Monthly
$1,235.06 /mo

Listing courtesy of: Anthony Razo, Open Door Real Estate

Assumed Rate

2.89%
7.15%

Principal & Interest

$673 /mo
$1,094 /mo

What's Special

REMODELED
SPACIOUS
MODERN
FIREPLACE
LANDSCAPED
HISTORIC
CHARMING
COZY

Welcome to 2124 Shamrock Way! A delightful and updated 2-bed, 1-bath home in the charming and historic neighborhood of South Oleander! This move-in-ready gem features grey wood-look vinyl plank flooring, fresh interior paint, and a remodeled kitchen with white quartz countertops, white tile backsplash, and modern cabinetry. Enjoy the cozy living area with a quartz-accented fireplace and a beautifully updated bathroom with a walk-in tiled shower and quartz countertop. The spacious backyard is fully landscaped and perfect for relaxing or entertaining. Excellent curb appeal and centrally located near freeway access, Valley Plaza Mall, restaurants, and Reading Cinemas. Perfect for first-time buyers or those looking to downsize without compromising on style or comfort. Don't miss out, schedule your private showing today or contact us for more info!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,235.06/mo
Estimated Loan Balance
$146,017
Cash to close
$139,305
Interest Paid
$19,700

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $320.58
  • Tax Annual Amount: $3562.5
  • On Market Date: 2025-05-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $139,305 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $139,305!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$145,695
Your Cash$139,305
Total Purchase Price:$285,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$673/mo
Traditional @ 7.15%
$1,135/mo
You save $462/month ($5,539/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS25102125

Listing From:

Last updated: 2025-05-09T13:51:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$673 /mo
$1,094 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $139,305 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $139,305!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$145,695
Your Cash$139,305
Total Purchase Price:$285,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$673/mo
Traditional @ 7.15%
$1,135/mo
You save $462/month ($5,539/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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