Diana & Jason Jones

Diana & Jason Jones

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$499,000

($351,236 down)
FHA

21855 Digger Pine Lane, Colfax, CA 95713

3
2
1,770 sqft
PITI Monthly
$1,239.67 /mo

Listing courtesy of: Amber R Johnson, Windermere Signature Properties Auburn

Assumed Rate

3.35%
7.15%

Principal & Interest

$924 /mo
$1,417 /mo

What's Special

REMODELED
FRESH PAINT
DINING
SPACIOUS
HOME OFFICE
DECK
PATIO
BALCONY

Welcome to Peaceful Eden Valley! Nestled in one of Colfax's most sought-after neighborhoods just off Placer Hills Road, this beautifully updated 3-bedroom, 2-bathroom home offers the perfect blend of comfort, style, and space. Step inside to discover high-end laminate flooring, fresh paint, and a stunning remodeled kitchen featuring painted cabinets and custom walnut countertops. The open-concept layout creates an inviting space ideal for entertaining guests. Enjoy the flexibility of both a separate living and family room, plus an additional space perfect for a home office or potential fourth bedroom. Step out from the dining area onto the upper balcony, or relax on the spacious back patio with access from the downstairs family room blending indoor comfort with outdoor living. (Decks were replaced in 2023) Sitting on a generous 1.1-acre lot, additional highlights include a circular driveway, extra storage, RV or boat parking, generator, fruit trees and under-home storage. Conveniently located just 5 minutes from I-80 and within the desirable Placer Hills School District, this home is the complete package.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.35
Remaining Loan Term
17 years, 8 months
Monthly PITI
$1,239.67/mo
Estimated Loan Balance
$233,107
Cash to close
$351,236
Interest Paid
$74,823

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Wood Burning
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Colfax

Financial Details

  • Price per Sqft: $281.92
  • Tax Annual Amount: $
  • On Market Date: 2025-05-08T20:10:03.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $351,236 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $351,236!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$147,764
Your Cash:$351,236
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$924/mo
Traditional @ 7.15%
$1,470/mo
You save $545/month ($6,541/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225058147

Listing From: MLS Metrolist

Last updated: 2025-05-09T18:10:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$924 /mo
$1,417 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $351,236 (70%)
You can enter any amount below - secondary financing will cover the difference if needed.
70%
$

You cover the entire equity of $351,236!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$147,764
Your Cash:$351,236
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$924/mo
Traditional @ 7.15%
$1,470/mo
You save $545/month ($6,541/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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