Diana & Jason Jones

Diana & Jason Jones

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$813,000

($137,086 down)
FHA

2235 Monaghan Ct, Spring Valley, CA 91977

3
2
1,344 sqft
PITI Monthly
$5,713.68 /mo

Listing courtesy of: Sue Bertell, Whelan Properties

Assumed Rate

6.43%
7.15%

Principal & Interest

$4,334 /mo
$4,665 /mo

What's Special

SPACIOUS
MODERN
RENOVATED
FIREPLACE
DECK
PATIO

Seller will entertain offers between $780,000 and $813,000. Stunning View! This wonderful 3-bedroom, 2-bath home is situated on over a ½-acre corner lot. Beautifully updated, the split-level layout combines comfort and style with new LVP flooring, fresh interior paint, and tastefully renovated bathrooms. Additional features include a newly refinished fireplace and an expansive covered patio with an extended deck over the garage—a perfect view for entertaining or relaxing. The spacious garage and extra-large carport provide abundant parking, and there's also a fenced dog run. A newly installed, leased solar system with a backup battery ensures energy efficiency and peace of mind. This home offers the perfect blend of modern upgrades and tranquil living.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.43
Remaining Loan Term
28 years, 2 months
Monthly PITI
$5,713.68/mo
Estimated Loan Balance
$676,622
Cash to close
$137,086
Interest Paid
$80,604

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Propane
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1983
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Spring Valley
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Spring Valley

Financial Details

  • Price per Sqft: $604.91
  • Tax Annual Amount: $10162.5
  • On Market Date: 2025-05-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $137,086 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $137,086!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$675,914
Your Cash$137,086
Total Purchase Price:$813,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$4,334/mo
Traditional @ 7.15%
$4,839/mo
You save $505/month ($6,060/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250026978SD

Listing From:

Last updated: 2025-05-09T06:33:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$4,334 /mo
$4,665 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $137,086 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $137,086!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$675,914
Your Cash$137,086
Total Purchase Price:$813,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$4,334/mo
Traditional @ 7.15%
$4,839/mo
You save $505/month ($6,060/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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