Diana & Jason Jones

Diana & Jason Jones

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$479,950

($83,149 down)
FHA

2401 Indian Rock Road, Cool, CA 95614

3
2
1,797 sqft
PITI Monthly
$2,293.09 /mo

Listing courtesy of: Sally Souza, Foundation Real Estate

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,824 /mo
$2,885 /mo

What's Special

DINING
FIREPLACE
HOME OFFICE
DECK

Welcome home to peacefulness! This amazing property features beautiful views of nature! Three bedrooms with the third bedroom featuring a built in murphy bed, two bathrooms, great room with fireplace, formal dining room, great kitchen with nook & center cooking island, wonderful sunroom perfect for a home office/gym/play area, fabulous front and back decks with easy access to the backyard! Plenty of room for your RV with cleanouts and two storage sheds. New roof and owned solar! Come take a look at this wonderful home today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,293.09/mo
Estimated Loan Balance
$399,976
Cash to close
$83,149
Interest Paid
$41,608

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Fireplace(s), Natural Gas
Features
  • Materials: Lap Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room, Raised Hearth, Wood Burning
  • Flooring: Carpet, Vinyl, Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic System
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Manufactured Home
  • Architectural Style: Ranch
Materials
  • Lap Siding
  • Roof: Composition
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $350
  • HOA Frequency: $Annually
Location
  • Region: Cool

Financial Details

  • Price per Sqft: $267.08
  • Tax Annual Amount: $
  • On Market Date: 2025-05-06T15:50:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $83,149 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $83,149!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$396,801
Your Cash$83,149
Total Purchase Price:$479,950

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,824/mo
Traditional @ 7.15%
$2,992/mo
You save $1,168/month ($14,022/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225057910

Listing From: MLS Metrolist

Last updated: 2025-05-06T15:50:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,824 /mo
$2,885 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $83,149 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $83,149!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$396,801
Your Cash$83,149
Total Purchase Price:$479,950

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,824/mo
Traditional @ 7.15%
$2,992/mo
You save $1,168/month ($14,022/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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