$543,000
($118,138 down)245 Center Street, Auburn, CA 95603
PITI Monthly
Listing courtesy of: Meghan W Mitchell, Gateway Properties
Assumed Rate
2.87%
7.15%Principal & Interest
$1,913 /mo
$3,117 /moWhat's Special
ASSUMABLE 3.125% LOAN! Welcome to 245 Center Streeta beautifully updated 3-bedroom, 2.5-bath home in the heart of historic Downtown Auburn. Just steps from local cafs, restaurants, shops, and year-round events, this home offers unmatched walkability and charm. Enjoy your morning coffee, a pint at Auburn Alehouse, or a stroll to the lively Auburn Co-op. In December, the Festival of Lights Parade transforms the neighborhood into a winter wonderlandall just outside your door. Inside, you'll find stylish finishes, modern updates, and energy-efficient solar for added comfort and savings. The cozy backyard is your private retreatperfect for relaxing after a day in town. Zoned for one Accessory Dwelling Unit (ADU) and one Junior ADU (JADU), this property offers incredible potential for added living space or rental income. This is more than just a home it's a lifestyle. If you're looking for the perfect blend of walkability, community, and comfort, 245 Center Street is the one you've been waiting for! Don't miss this rare opportunity to own a piece of Auburn's history with all the perks of modern living. Schedule your private tour today!
Assumption Snapshot
Type of Loan
FHA
Interest Rate
2.87
Remaining Loan Term
26 years, 4 months
Monthly PITI
$2,406.99/mo
Estimated Loan Balance
$428,430
Cash to close
$118,138
Interest Paid
$46,669
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Cooling & Heating
- Cooling: Ceiling Fan(s), Central
- Heating: Central, Fireplace(s)
Features
- Materials: Block, Concrete, Frame, Wood
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: Living Room, Family Room, Wood Burning
- Flooring: Carpet, Laminate
Exterior
Fencing
- Fencing: Back Yard, Partial, Wood
Roof
- Roof: Composition
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces: 0
Water
- Sewer: In & Connected
- Water Source: Public
Pool
- Has Pool: No
- Pool Features:
Construction
Type & Style
- Stories: 0
- Home type: Single Family Residence
- Architectural Style: Bungalow, Traditional, Craftsman
Materials
- Block, Concrete, Frame, Wood
- Roof: Composition
Condition
- Year Built: 1992
Details
- Builder:
Community & HOA
Community
- Subdivision: Tuttle Track
- Features:
HOA
- Has HOA: No
Location
- Region: Auburn
Financial Details
- Price per Sqft: $427.9
- Tax Annual Amount: $
- On Market Date: 2025-04-23T06:38:10.000Z
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $118,138!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 225016026
Listing From: MLS Metrolist
Last updated: 2025-05-08T19:50:00.000Z
© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
2.87%
7.15%Principal & Interest
$1,913 /mo
$3,117 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $118,138!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000Resources
Apply to Assume© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
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