Diana & Jason Jones

Diana & Jason Jones

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$325,000

($195,147 down)
FHA

2545 N Cecelia Avenue, Fresno, CA 93722

3
2
1,215 sqft
PITI Monthly
$1,403.55 /mo

Listing courtesy of: Ginny Lin, Faith Global Realty Group

Assumed Rate

6.71%
7.15%

Principal & Interest

$854 /mo
$893 /mo

What's Special

LOCATION
SPACIOUS
FIREPLACE
CHARMING
COZY

This charming single-family home offers comfort, functionality, and a spacious lot in a desirable neighborhood. The home features a functional layout with three bedrooms, 1 and 3/4 bathrooms, providing ample space for families or individuals seeking a comfortable living environment. The attached garage offers convenient parking for two vehicles and additional storage space. A cozy fireplace adds warmth and charm to the living area, perfect for relaxing evenings. Situated on a generous lot, the property provides a spacious backyard ideal for outdoor activities, gardening, or entertaining guests. The home's location offers easy access to local amenities, schools, and parks, making it a practical choice for those seeking both convenience and tranquility. Whether you're a first-time homebuyer or looking to invest in a property with potential, this home presents an excellent opportunity to own a piece of Fresno's vibrant community.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.71
Remaining Loan Term
28 years, 4 months
Monthly PITI
$1,403.55/mo
Estimated Loan Balance
$130,484
Cash to close
$195,147
Interest Paid
$14,667

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Park, StreetLights
HOA
  • Has HOA: No
Location
  • Region: Fresno

Financial Details

  • Price per Sqft: $267.49
  • Tax Annual Amount: $4062.5
  • On Market Date: 2025-05-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $195,147 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $195,147!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$129,853
Your Cash:$195,147
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$854/mo
Traditional @ 7.15%
$927/mo
You save $72/month ($867/year)

*Secondary financing rates are an estimated value based on input

MLS ID: TR25102203

Listing From:

Last updated: 2025-05-08T06:31:01.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.71%
7.15%

Principal & Interest

$854 /mo
$893 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $195,147 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $195,147!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$129,853
Your Cash:$195,147
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$854/mo
Traditional @ 7.15%
$927/mo
You save $72/month ($867/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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