Diana & Jason Jones

Diana & Jason Jones

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Active

$370,000

($41,918 down)
FHA

2604 Fairfield Street, Sacramento, CA 95815

2
1
1,016 sqft
PITI Monthly
$2,234.07 /mo

Listing courtesy of: Veronica Lugo, LPT Realty, Inc

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,841 /mo
$2,321 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
HOME OFFICE
CHARMING
EFFICIENT

Charming, Updated Home in Arden-Arcade with Beautiful Touches Throughout! This beautifully maintained and thoughtfully upgraded home is move-in ready and full of personality! Featuring a newer roof, siding, dual-pane windows, and sleek vinyl flooring, this property offers peace of mind and modern style from the moment you walk in. The spacious kitchen boasts granite countertops, stainless steel appliances, a large single-basin sink, and room for a full-size dining tableperfect for everyday meals or entertaining. Enjoy flexible space in the laundry area ideal for a home office, gym, or playroomwhatever fits your lifestyle. Each bedroom and living area is equipped with its own ductless mini-split heating and air unit, giving you energy-efficient comfort in every room. Take advantage of the large detached garage with plenty of space for storage or workshop/ ADU potential. Don't miss this gemschedule your private tour today and get ready to fall in love. 💛

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,234.07/mo
Estimated Loan Balance
$351,138
Cash to close
$41,918
Interest Paid
$48,845

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ceiling Fan(s), Ductless, MultiUnits
  • Heating: Ductless, MultiUnits
Features
  • Materials: Frame, Wood, Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Laminate, Tile, Vinyl

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Frame, Wood, Other
  • Roof: Shingle
Condition
  • Year Built: 1941
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $364.17
  • Tax Annual Amount: $
  • On Market Date: 2025-05-07T07:20:09.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $41,918 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $41,918!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$328,082
Your Cash$41,918
Total Purchase Price:$370,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,841/mo
Traditional @ 7.15%
$2,408/mo
You save $567/month ($6,804/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225058383

Listing From: MLS Metrolist

Last updated: 2025-05-07T07:30:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,841 /mo
$2,321 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $41,918 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $41,918!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$328,082
Your Cash$41,918
Total Purchase Price:$370,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,841/mo
Traditional @ 7.15%
$2,408/mo
You save $567/month ($6,804/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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