Diana & Jason Jones

Diana & Jason Jones

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$729,900

($346,941 down)
FHA

3201 Oselot Way, Rancho Cordova, CA 95670

4
2
1,916 sqft
PITI Monthly
$2,165.88 /mo

Listing courtesy of: GIntaras Biza, Eastok Realty

Assumed Rate

2.39%
7.15%

Principal & Interest

$1,649 /mo
$2,860 /mo

What's Special

REMODELED
SHOPPING
LUXURY
TURNKEY

Experience luxury living in this stunning 4-bed, 2-bath Rancho Cordova home, just under 2,000 sq ft and upgraded to perfection. Enter through a massive custom front door into a remodeled interior featuring a chef's kitchen with high-end appliances, custom cabinetry, and spa-style bathrooms with luxury bidets. A dedicated makeup vanity adds a boutique touch. New HVAC system and ducting, water softener, and lifetime aluminum gutters ensure turnkey peace of mind. Outside, enjoy a backyard oasis with lush landscaping, stamped concrete, an outdoor kitchen with brick pizza oven, a large pergola, and custom fire pit. Greenhouse, RV access, storage area, tool shed, and custom fencing provide form and function. The garage is a showpiece with epoxy flooring, custom cabinets, and a 6-person infrared sauna. Multiple custom TV buildouts throughout complete the upscale feel. All this just minutes from excellent schools, parks, shopping, and freeway access. This isn't just a homeit's a lifestyle.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.39
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,165.88/mo
Estimated Loan Balance
$385,608
Cash to close
$346,941
Interest Paid
$38,620

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Stucco, See Remarks
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas Log
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Back Yard, See Remarks
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, See Remarks
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Zinfandel Vlgs #6a
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Rancho Cordova

Financial Details

  • Price per Sqft: $380.95
  • Tax Annual Amount: $
  • On Market Date: 2025-05-08T15:10:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $346,941 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $346,941!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.39% Sellers Rate
$382,959
Your Cash$346,941
Total Purchase Price:$729,900

Assumed vs Traditional Mortgage

Assumed @ 2.39%
$1,649/mo
Traditional @ 7.15%
$2,967/mo
You save $1,318/month ($15,813/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225058609

Listing From: MLS Metrolist

Last updated: 2025-05-09T06:10:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.39%
7.15%

Principal & Interest

$1,649 /mo
$2,860 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $346,941 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $346,941!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.39% Sellers Rate
$382,959
Your Cash$346,941
Total Purchase Price:$729,900

Assumed vs Traditional Mortgage

Assumed @ 2.39%
$1,649/mo
Traditional @ 7.15%
$2,967/mo
You save $1,318/month ($15,813/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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