Diana & Jason Jones

Diana & Jason Jones

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$755,000

($231,562 down)
FHA

3615 E CHARTER OAK Road, Phoenix, AZ 85032

4
3
1,780 sqft
PITI Monthly
$3,934.47 /mo

Listing courtesy of: Brooke Fair, RETSY

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,329 /mo
$3,618 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
PRIVATE BACKYARD
VACATION HOME

Welcome to 3615 E Charter Oak Rd, a stunning 4-bedroom, 2.5-bath home in the heart of Phoenix that perfectly blends modern comfort with exceptional style. Completely updated inside and out in 2023/2024, this home features fresh, light and bright interior paint, beautiful finishes throughout, and an open-concept layout ideal for today's lifestyle. Currently operating as a successful income producing property, this property is designed for entertaining and hosting with ease. The spacious living areas flow seamlessly into a sleek, updated kitchen, creating a welcoming environment for gatherings of all kinds. Step outside to a private backyard oasis complete with a heated pool and jacuzzi—perfect for year-round enjoyment. Each of the four bedrooms offers ample space and comfort, while the modernized bathrooms include stylish fixtures and thoughtful touches. Located in a highly desirable North Phoenix neighborhood, you'll enjoy quick access to shopping, dining, and entertainment at Paradise Valley Mall area. Whether you're looking for a personal residence, vacation home, or turn-key investment property, this home checks every box!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 1 months
Monthly PITI
$3,934.47/mo
Estimated Loan Balance
$617,413
Cash to close
$231,562
Interest Paid
$64,394

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Stucco, Painted, Brick
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room
  • Flooring: Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Reflective Coating
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Heated, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Painted, Brick
  • Roof: Reflective Coating
Condition
  • Year Built: 1974
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: ROADRUNNER ESTATES
  • Features: Biking/Walking Path
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $424.16
  • Tax Annual Amount: $1716
  • On Market Date: 2025-05-04T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $231,562 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $231,562!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$523,438
Your Cash$231,562
Total Purchase Price:$755,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,329/mo
Traditional @ 7.15%
$3,752/mo
You save $423/month ($5,078/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6861242

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-05-05T07:00:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$3,329 /mo
$3,618 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $231,562 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $231,562!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$523,438
Your Cash$231,562
Total Purchase Price:$755,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$3,329/mo
Traditional @ 7.15%
$3,752/mo
You save $423/month ($5,078/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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