Diana & Jason Jones

Diana & Jason Jones

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$490,000

($12,812 down)
VA

3955 Faircross Place UNIT 48, San Diego, CA 92115

2
2
1,069 sqft
PITI Monthly
$2,990.16 /mo

Listing courtesy of: Jose Flores, USA Financial Consultants Inc

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,789 /mo
$3,351 /mo

What's Special

REMODELED
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
BALCONY

Welcome to this beautifully updated 2-bedroom, 2-bathroom condo in the heart of San Diego's Redwood Village neighborhood. Spanning 1,069 square feet, this home offers a perfect blend of comfort and modern style. Modern Interior: Enjoy the elegance of vinyl plank flooring throughout and a fully remodeled kitchen equipped with quartz countertops and stainless steel appliances. Spacious Layout: The open-concept design provides a seamless flow between the living, dining, and kitchen areas, ideal for relaxation and entertaining. Private Balcony: Step outside to your private balcony, perfect for morning coffee or evening relaxation. Convenient Amenities: Benefit from in-unit laundry facilities, central air conditioning, and two assigned parking spaces in a secure garage. Community Perks: Located within a well-maintained complex that offers biking paths and sidewalks, and is managed by Pernicano Management.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.41
Remaining Loan Term
27 years, 4 months
Monthly PITI
$2,990.16/mo
Estimated Loan Balance
$477,823
Cash to close
$12,812
Interest Paid
$70,286

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Diego
  • Features: Biking, Curbs, Hiking, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Pernicano Management
  • HOA Amenities: Unknown
  • HOA Fee: $581
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $458.37
  • Tax Annual Amount: $6125
  • On Market Date: 2025-05-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $12,812 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $12,812!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$477,188
Your Cash$12,812
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,789/mo
Traditional @ 7.15%
$3,476/mo
You save $687/month ($8,242/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25101147

Listing From:

Last updated: 2025-05-08T14:17:37.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,789 /mo
$3,351 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $12,812 (3%)
You can enter any amount below - secondary financing will cover the difference if needed.
3%
$

You cover the entire equity of $12,812!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$477,188
Your Cash$12,812
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,789/mo
Traditional @ 7.15%
$3,476/mo
You save $687/month ($8,242/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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