Diana & Jason Jones

Diana & Jason Jones

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$749,000

($172,920 down)
FHA

4035 Clover Valley Road, Rocklin, CA 95677

4
3
2,060 sqft
PITI Monthly
$4,532.29 /mo

Listing courtesy of: Joe L Lorenzini, eXp Realty of California Inc.

Assumed Rate

6.9%
7.15%

Principal & Interest

$3,897 /mo
$3,996 /mo

What's Special

SPACIOUS
MOVE-IN READY
PRIVATE BACKYARD

Welcome to 4035 Clover Valley Rd a beautifully updated 4-bedroom, 2-bath home nestled in one of Placer County's most desirable neighborhoods. This move-in ready gem features a spacious, elevated front yard that adds charm and privacy. Inside, enjoy an open-concept living area that flows seamlessly to a quiet, private backyard perfect for relaxing or entertaining. The property also includes RV/boat parking and access, making it ideal for both everyday living and weekend adventures. Families will appreciate that this home is located within the Rocklin Unified School District, renowned for its high-quality education and award-winning programs. Whether you're looking for comfort, convenience, or room to grow, this home has it all.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.9
Remaining Loan Term
27 years, 7 months
Monthly PITI
$4,532.29/mo
Estimated Loan Balance
$578,383
Cash to close
$172,920
Interest Paid
$97,439

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, Fireplace(s), Gas
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Brick, Gas Piped
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Back Yard, Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Sewer in Street, Public Sewer
  • Water Source: Meter on Site, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Frame, Wood
  • Roof: Shingle
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Rocklin

Financial Details

  • Price per Sqft: $363.59
  • Tax Annual Amount: $
  • On Market Date: 2025-05-08T14:20:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $172,920 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $172,920!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$576,080
Your Cash$172,920
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$3,897/mo
Traditional @ 7.15%
$4,145/mo
You save $248/month ($2,981/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225059165

Listing From: MLS Metrolist

Last updated: 2025-05-09T15:40:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$3,897 /mo
$3,996 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $172,920 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $172,920!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$576,080
Your Cash$172,920
Total Purchase Price:$749,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$3,897/mo
Traditional @ 7.15%
$4,145/mo
You save $248/month ($2,981/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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