Diana & Jason Jones

Diana & Jason Jones

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$585,000

($45,744 down)
FHA

4190 W Alameda Avenue, Denver, CO 80219

5
4
2,388 sqft
PITI Monthly
$4,200.52 /mo

Listing courtesy of: Kylie Russell, LIV Sotheby's International Realty

Assumed Rate

6.71%
7.15%

Principal & Interest

$3,552 /mo
$3,714 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
MODERN
HARDWOOD FLOORS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
FINISHED BASEMENT
HOME OFFICE

Built in 2015, this bright and spacious half duplex offers over 2,400 finished square feet, five true bedrooms, four bathrooms, and a modern layout that’s hard to find at this price point. Located in Denver’s Barnum West neighborhood, this home combines newer construction features with a large, flexible floorplan and low-maintenance living. And with no monthly HOA dues—often $400 or more in similar new builds—you’ll enjoy more home for your money without giving up comfort and convenience. The open-concept main level features a welcoming mudroom entry, expansive hardwood floors, tall ceilings, and a wide-open living room. The kitchen is functional and inviting, with generous cabinetry, granite countertops, stainless steel appliances, an eat-at bar, and an adjoining dining area that flows into the main living space. A sliding glass door off the kitchen leads to a small, fenced side yard—ideal for a grill setup and space for a dog run. A main floor laundry area (washer/dryer included) and powder bath complete the level. Upstairs, the layout delivers what so many buyers are looking for: three true bedrooms on one level, including a spacious primary suite with a huge walk-in closet and private ensuite bath, plus a second full bathroom. It’s a desirable setup that offers long-term livability. Downstairs, the fully finished basement adds even more versatility with two large bedrooms (each with egress windows), a full bathroom, and a second living area—ideal for guests, multigenerational living, or a home office. Outside offers a 1-car garage, semi-private drive, and additional off-street parking. Just two miles from the vibrant Belmar Shopping District—with Whole Foods, Target, restaurants, and events—this west-side location offers quick access to 6th Avenue for an easy commute to downtown or a straight shot to the mountains. Whether you're looking for your first home, a long-term investment, or a great house-hack opportunity, this one checks more boxes than you'd expect!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.71
Remaining Loan Term
28 years, 3 months
Monthly PITI
$4,200.52/mo
Estimated Loan Balance
$561,933
Cash to close
$45,744
Interest Paid
$63,986

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame, Rock, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Rock, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2015
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Belmont Park
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $244.97
  • Tax Annual Amount: $2761
  • On Market Date: 2025-05-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $45,744 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $45,744!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$539,256
Your Cash$45,744
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$3,552/mo
Traditional @ 7.15%
$3,852/mo
You save $300/month ($3,606/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC4447943

Listing From: recolorado

Last updated: 2025-05-09T20:45:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.71%
7.15%

Principal & Interest

$3,552 /mo
$3,714 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $45,744 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $45,744!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.71% Sellers Rate
$539,256
Your Cash$45,744
Total Purchase Price:$585,000

Assumed vs Traditional Mortgage

Assumed @ 6.71%
$3,552/mo
Traditional @ 7.15%
$3,852/mo
You save $300/month ($3,606/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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