Diana & Jason Jones

Diana & Jason Jones

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$725,000

($495,256 down)
VA

444 N Spruce Street, Colorado Springs, CO 80905

2
1
814 sqft
PITI Monthly
$1,350.16 /mo

Listing courtesy of: Gregory Luczak, Keller Williams Clients Choice Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,041 /mo
$1,709 /mo

What's Special

LOCATION
SHOPPING
DINING
CUSTOM BUILT
OUTDOOR LIVING SPACE
PATIO
FENCED YARD

Welcome 2 Homes, with easy access to Downtown Colorado Springs and Old Colorado City! Just minutes from all of the finest Dining and Shopping in the city, this property features TWO separate 2 bedroom, 1 bath homes- and an oversized and fully finished 10-foot RV Garage (complete with full bathroom). This is a substantial corner lot, in a prime location, in walking distance to Monument Valley Park and Bristol Elementary. The Primary unit is an early century Craftsman home with that classic style and curb appeal (notice the new retaining wall that was installed). The Main home- 444A Spruce - has gorgeous hardwood flooring, a custom built in around the bay window. The original style has been tastefully maintained, while updating the home with beautiful light fixtures, crown molding, and much more. The two bedrooms feature convenient and functional corner closets, and offer lots of natural light. On your way to 444B, you'll pass by a convenient common Outdoor living space that offers newly poured concrete patio, side fenced yard (great for dogs), and the oversized RV Garage. This massive garage space is fully-finished, with 10 foot garage doors that allow for a car-lift, workshop heater, and full bathroom with shower and utility sink. WOW! Up the composite stairs, you'll find a 2 bedroom charmer with tile floors, knotty pine cabinets, and gorgeous finishes throughout. Because this home is elevated, you get some cool views of the Downtown skyline. This is an unusual opportunity in the heart of C Springs... Welcome 2 Homes!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.81
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,350.16/mo
Estimated Loan Balance
$230,746
Cash to close
$495,256
Interest Paid
$27,748

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ceiling Fan(s), None
  • Heating: Natural Gas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile, Wood, Laminate

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1923
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Colorado Springs

Financial Details

  • Price per Sqft: $890.66
  • Tax Annual Amount: $1111.75
  • On Market Date: 2025-04-28T02:30:31.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $495,256 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $495,256!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$229,744
Your Cash:$495,256
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,041/mo
Traditional @ 7.15%
$1,772/mo
You save $732/month ($8,779/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 4705365

Listing From:

Last updated: 2025-05-05T16:20:00.000Z

© , PPMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

The real estate listing information and related content displayed on this site is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. This information and related content is deemed reliable but is not guaranteed accurate by the Pikes Peak REALTOR® Services Corp.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,041 /mo
$1,709 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $495,256 (68%)
You can enter any amount below - secondary financing will cover the difference if needed.
68%
$

You cover the entire equity of $495,256!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$229,744
Your Cash:$495,256
Total Purchase Price:$725,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,041/mo
Traditional @ 7.15%
$1,772/mo
You save $732/month ($8,779/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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