Diana & Jason Jones

Diana & Jason Jones

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$449,900

($378,534 down)
FHA

4514 Cedarwood Way, Sacramento, CA 95823

3
2
1,232 sqft
PITI Monthly
$637.44 /mo

Listing courtesy of: Erin N Stumpf, Coldwell Banker Realty

Assumed Rate

2.66%
7.15%

Principal & Interest

$415 /mo
$694 /mo

What's Special

REMODELED
SHOPPING
DINING
SPACIOUS
LUXURY
PATIO

This impeccable home offers the perfect blend of comfort, convenience, and luxury! You will love the open layout. Enter to find a spacious living room with large sunny windows, which opens to the large dining space and kitchen. The open, remodeled kitchen is the perfect set-up for entertaining, featuring white cabinets, Corian countertops, tile backsplash, recessed lighting, stainless appliances, and a breakfast bar area. Hallway bedrooms are spacious and the updated hallway bathroom is tastefully appointed with a tub/shower combo and pedestal sink. The primary suite offers a spacious retreat, complete with a large closet. The ensuite bathroom has been updated with a luxurious step-in stall shower. Outside, the front yard features an adorable white picket fence, mature landscaping, and an adorable decorative pump. The backyard offers a large covered patio space, which is the perfect place to enjoy coffee and conversation, or for al fresco dining while entertaining guests on a crisp evening. Big backyard with lots of sunny space to garden or play. Dual pane windows, composition roof with 2-year certification. 2-car garage. All this is located conveniently in Elk Grove Unified School District, near schools, parks, and shopping. Don't wait!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.66
Remaining Loan Term
18 years, 1 months
Monthly PITI
$637.44/mo
Estimated Loan Balance
$72,133
Cash to close
$378,534
Interest Paid
$27,896

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Back Yard
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected, Public Sewer
  • Water Source: Water District
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 1968
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $365.18
  • Tax Annual Amount: $
  • On Market Date: 2025-05-07T22:00:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $378,534 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $378,534!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.66% Sellers Rate
$71,366
Your Cash:$378,534
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 2.66%
$415/mo
Traditional @ 7.15%
$720/mo
You save $305/month ($3,664/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225057898

Listing From: MLS Metrolist

Last updated: 2025-05-09T21:50:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.66%
7.15%

Principal & Interest

$415 /mo
$694 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $378,534 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $378,534!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.66% Sellers Rate
$71,366
Your Cash:$378,534
Total Purchase Price:$449,900

Assumed vs Traditional Mortgage

Assumed @ 2.66%
$415/mo
Traditional @ 7.15%
$720/mo
You save $305/month ($3,664/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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