Diana & Jason Jones

Diana & Jason Jones

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$475,000

($179,542 down)
FHA

4578 W Polo Creek Court, Fresno, CA 93722

4
2
1,779 sqft
PITI Monthly
$2,227.1 /mo

Listing courtesy of: Nathan King, eXp Realty of California Inc

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,336 /mo
$2,193 /mo

What's Special

GATED COMMUNITY
SERENE
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
COZY

Discover your dream home in the prestigious Meridian gated community! This stunning property boasts 4 spacious bedrooms and 2 bathrooms, perfectly designed for modern living. As you step inside, you’ll be captivated by the high ceilings and elegant crown molding that exude sophistication. The kitchen is a chef's delight, featuring luxurious granite countertops and sleek stainless steel appliances. The inviting living room is enhanced by a cozy fireplace and expansive window that floods the space with natural light while offering a picturesque view of your gorgeous backyard. Step outside into your own private paradise! The meticulously manicured front yard leads you to a backyard oasis complete with a sparkling pool adorned with serene waterfalls and a covered patio - perfect for entertaining friends and family or enjoying tranquil evenings under the stars. Don’t let this opportunity slip away! Schedule your private showing today and experience firsthand what makes this home truly exceptional. Your perfect sanctuary awaits!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,227.1/mo
Estimated Loan Balance
$356,718
Cash to close
$179,542
Interest Paid
$34,915

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Urban
HOA
  • Has HOA: Yes
  • HOA Name: Meridian
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Monthly
Location
  • Region: Fresno

Financial Details

  • Price per Sqft: $267
  • Tax Annual Amount: $5937.5
  • On Market Date: 2025-05-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $179,542 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $179,542!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$295,458
Your Cash$179,542
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,336/mo
Traditional @ 7.15%
$2,275/mo
You save $939/month ($11,265/year)

*Secondary financing rates are an estimated value based on input

MLS ID: FR25101345

Listing From:

Last updated: 2025-05-09T15:27:17.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,336 /mo
$2,193 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $179,542 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $179,542!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$295,458
Your Cash$179,542
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,336/mo
Traditional @ 7.15%
$2,275/mo
You save $939/month ($11,265/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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