Diana & Jason Jones

Diana & Jason Jones

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$689,000

($170,651 down)
VA

5400 Genney Lane, El Dorado, CA 95623

3
2
2,027 sqft
PITI Monthly
$2,603.23 /mo

Listing courtesy of: Patti Smith, Patti Smith Real Estate

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,437 /mo
$3,883 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
DECK
CHARMING

Beautiful property in the charming town of El Dorado. Close to everything, yet offering privacy and tranquility. Situated on 5 usable acres, fully fenced and cross-fenced, it's ideal for animals or hobby farming. Enjoy peaceful local views from expansive decking, perfect for relaxing or entertaining. This single-level home features a spacious great room with large windows and an open layout. The large kitchen overlooks the great room and offers granite countertops, an island, and abundant cabinetry. Designed for energy efficiency with excellent insulation and paid-for solar, this home keeps utility costs low. The attached 2-car garage includes space for projects or storage. Opportunity knocks for those looking to enjoy a little country life without sacrificing convenience. Please look at the videos and photos, then come see us!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.04
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,603.23/mo
Estimated Loan Balance
$525,030
Cash to close
$170,651
Interest Paid
$74,944

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Propane, Central, Solar Heating
Features
  • Materials: Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Back Yard, Cross Fenced, Front Yard
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Septic Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Frame, Wood
  • Roof: Shingle
Condition
  • Year Built: 0
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: El Dorado

Financial Details

  • Price per Sqft: $339.91
  • Tax Annual Amount: $
  • On Market Date: 2025-05-08T00:00:07.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $170,651 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $170,651!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$518,349
Your Cash$170,651
Total Purchase Price:$689,000

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,437/mo
Traditional @ 7.15%
$4,028/mo
You save $1,592/month ($19,100/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225058513

Listing From: MLS Metrolist

Last updated: 2025-05-08T15:50:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,437 /mo
$3,883 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $170,651 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $170,651!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$518,349
Your Cash$170,651
Total Purchase Price:$689,000

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,437/mo
Traditional @ 7.15%
$4,028/mo
You save $1,592/month ($19,100/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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