Diana & Jason Jones

Diana & Jason Jones

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Active

$899,000

($320,146 down)
VA

5562 Vista San Simeon, San Diego, CA 92154

3
3
1,788 sqft
PITI Monthly
$3,768.59 /mo

Listing courtesy of: Lorinda Markegard, Coldwell Banker West

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,616 /mo
$4,255 /mo

What's Special

SHOPPING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
PATIO
CUL-DE-SAC
COZY

Welcome to this exceptional home located in the desirable Vista Pacifica community, perfectly positioned on a peaceful cul-de-sac. This inviting 3-bedroom, 2-bath residence offers an open and functional floor plan ideal for family living. The spacious kitchen boasts stunning granite countertops, a gas range and stainless steel appliances. The large primary suite features his-and-hers walk-in closets and a primary bathroom with ample room. Step outside to a generous backyard featuring a cement patio and a putting green for golf enthusiasts. The private yard provides plenty of space for entertaining or room for kids to play. Additional highlights include a cozy fireplace, solar lease, central air conditioning, and a 2-car garage with additional driveway parking. Located a short drive from base, beach, shopping & restaurants this home is perfect for those seeking both convenience and tranquility. Don’t miss your chance to own this beautiful home – schedule a viewing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 4 months
Monthly PITI
$3,768.59/mo
Estimated Loan Balance
$580,077
Cash to close
$320,146
Interest Paid
$63,936

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: SpanishTile
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Vista Pacifica Brush Mana
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Annually
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $502.8
  • Tax Annual Amount: $11237.5
  • On Market Date: 2025-05-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $320,146 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $320,146!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$578,854
Your Cash$320,146
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,616/mo
Traditional @ 7.15%
$4,414/mo
You save $1,798/month ($21,578/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250026878SD

Listing From:

Last updated: 2025-05-08T23:42:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,616 /mo
$4,255 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $320,146 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $320,146!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$578,854
Your Cash$320,146
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,616/mo
Traditional @ 7.15%
$4,414/mo
You save $1,798/month ($21,578/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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