Diana & Jason Jones

Diana & Jason Jones

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$535,000

($99,615 down)
FHA

581 Crestview Drive, Diamond Springs, CA 95619

4
1
1,469 sqft
PITI Monthly
$2,493.06 /mo

Listing courtesy of: Marc R Palos, eXp Realty of California, Inc.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,994 /mo
$3,166 /mo

What's Special

REMODELED
SERENE
SPACIOUS
WALK-IN CLOSET
DECK
HISTORIC

BACK ON MARKET AT NO FAULT OF SELLER! Country living awaits at this thoughtfully updated California ranch on nearly an acre of land. Inside, the spacious front room opens to a stunning, fully remodeled kitchen featuring quartz counters, marble backsplash, stainless appliances and new soft-close shaker cabinets. Seeded-glass pendants and other new lighting add warmth throughout. In a home w/ new windows in each bedroom of the private sleeping wing offers views of peaceful grounds. Two of the 4 bedrooms have walk-in closets, incl. the large primary room w/ a door to the deck that amplifies the indoor-outdoor lifestyle. Outside, hardscaping surrounds native Calif. plants and the immediate yard is fenced. Your abundant private land spreads out beyond the fencing: Expand the home, build an ADU or design an outdoor oasis with a pool, spa and masonry. You might even create a wildflower meadow w/ seating areas for stargazing. Other opportunities incl. converting part of the oversized laundry room to an ensuite bath. This serene, flexible home is ready to grow with you. Your tranquil homesite is a 1/2 mile from historic downtown Diamond Springs, central to dozens of El Dorado Wine Country vineyards and tasting rooms, and located in the EDUHSD school district! Property zoned R1/

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,493.06/mo
Estimated Loan Balance
$440,620
Cash to close
$99,615
Interest Paid
$46,337

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ceiling Fan(s), Ductless, See Remarks
  • Heating: Pellet Stove, Propane, Ductless, Electric, Fireplace Insert, Wall Furnace
Features
  • Materials: Brick, Stucco, Frame, Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Brick, Insert, Circulating, Pellet Stove, Family Room
  • Flooring: Carpet, Tile, Wood, See Remarks

Exterior

Fencing
  • Fencing: Back Yard, Partial, Chain Link, Wood, Front Yard
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Bungalow
Materials
  • Brick, Stucco, Frame, Wood
  • Roof: Composition
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Diamond Springs

Financial Details

  • Price per Sqft: $364.19
  • Tax Annual Amount: $
  • On Market Date: 2025-05-09T15:20:06.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $99,615 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $99,615!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$435,385
Your Cash$99,615
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,994/mo
Traditional @ 7.15%
$3,284/mo
You save $1,290/month ($15,482/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225059464

Listing From: MLS Metrolist

Last updated: 2025-05-09T20:20:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,994 /mo
$3,166 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $99,615 (19%)
You can enter any amount below - secondary financing will cover the difference if needed.
19%
$

You cover the entire equity of $99,615!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$435,385
Your Cash$99,615
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,994/mo
Traditional @ 7.15%
$3,284/mo
You save $1,290/month ($15,482/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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