Diana & Jason Jones

Diana & Jason Jones

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$515,000

($58,555 down)
FHA

605 W Hampton Drive, Roseville, CA 95678

4
2
1,629 sqft
PITI Monthly
$3,306.93 /mo

Listing courtesy of: Alex C Martinez, eXp Realty of California Inc.

Assumed Rate

6.43%
7.15%

Principal & Interest

$2,927 /mo
$3,150 /mo

What's Special

DINING
MODERN
RENOVATED
PRIVATE BACKYARD
QUIET NEIGHBORHOOD

Experience elevated living in this beautifully updated 4 bedroom, 2 bathroom home located just minutes from the heart of downtown Roseville. Thoughtfully renovated within the last five years, this property features a private backyard retreat complete with a four-person sauna and ice plunge for the ultimate wellness escape. An electric car charger adds modern convenience, while the home's open layout and inviting design make it perfect for both relaxing and entertaining. Enjoy the charm of a quiet neighborhood with the excitement of local events and dining just around the corner.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.43
Remaining Loan Term
28 years, 3 months
Monthly PITI
$3,306.93/mo
Estimated Loan Balance
$458,810
Cash to close
$58,555
Interest Paid
$51,984

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Frame, Wood, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Shingle, Flat
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style: Bungalow
Materials
  • Frame, Wood, Wood Siding
  • Roof: Shingle, Flat
Condition
  • Year Built: 1953
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Roseville

Financial Details

  • Price per Sqft: $316.14
  • Tax Annual Amount: $
  • On Market Date: 2025-05-07T23:10:05.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $58,555 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $58,555!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$456,445
Your Cash$58,555
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$2,927/mo
Traditional @ 7.15%
$3,268/mo
You save $341/month ($4,092/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225057496

Listing From: MLS Metrolist

Last updated: 2025-05-09T21:10:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$2,927 /mo
$3,150 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $58,555 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $58,555!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$456,445
Your Cash$58,555
Total Purchase Price:$515,000

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$2,927/mo
Traditional @ 7.15%
$3,268/mo
You save $341/month ($4,092/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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