Diana & Jason Jones

Diana & Jason Jones

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$587,000

($418,337 down)
FHA

6392 Sea Gull Circle, Loveland, CO 80538

4
3
1,885 sqft
PITI Monthly
$1,824.68 /mo

Listing courtesy of: Christine Motschall, RE/MAX Alliance-Loveland

Assumed Rate

4.3%
7.15%

Principal & Interest

$1,235 /mo
$1,685 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
DOUBLE VANITY
FINISHED BASEMENT
PATIO
WATERFRONT
COZY

Move in just in time for Summer! Come enjoy your very own "Lake Life Living" here in the Waterfront neighborhood of Boyd Lake. This home has private access to the neighborhood boat ramp and swim beach making boating days a dream! Step in to this beautifully laid out open floor plan with a large living room with cozy fireplace, which flows into the kitchen with bar seating and dining area. Enjoy indoor/outdoor dining with a large concrete patio great for entertaining and the privacy the vast open space this property backs to. The Primary getaway is spacious with vaulted ceilings, stunning views each morning, double vanity, and a walk-in closet. Down the hall are three more bedrooms and an additional full bathroom. With a full unfinished basement, you will have room for addition storage or the option to expand living space further. The garage has very heigh ceilings great for storing your new recreational equipment. Take time to explore the different areas around with open space, parks, sand volleyball, paddle boarding all at your fingertips, you won't even need to leave your neighborhood to feel like you are on vacation. This home has been very well maintained: New carpet just installed, roof replaced 2015, Home painted 6 years ago, etc. Schedule your showing today and have the Summer you've been waiting for!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.3
Remaining Loan Term
15 years, 8 months
Monthly PITI
$1,824.68/mo
Estimated Loan Balance
$308,028
Cash to close
$418,337
Interest Paid
$131,537

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Fenced, Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Waterfront First Sub
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Waterfront North
  • HOA Amenities: Unknown
  • HOA Fee: $300
  • HOA Frequency: $Quarterly
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $311.41
  • Tax Annual Amount: $2961
  • On Market Date: 2025-05-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $418,337 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $418,337!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.3% Sellers Rate
$168,663
Your Cash:$418,337
Total Purchase Price:$587,000

Assumed vs Traditional Mortgage

Assumed @ 4.3%
$1,235/mo
Traditional @ 7.15%
$1,748/mo
You save $513/month ($6,158/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1032924

Listing From: recolorado

Last updated: 2025-05-09T00:09:17.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.3%
7.15%

Principal & Interest

$1,235 /mo
$1,685 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $418,337 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $418,337!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.3% Sellers Rate
$168,663
Your Cash:$418,337
Total Purchase Price:$587,000

Assumed vs Traditional Mortgage

Assumed @ 4.3%
$1,235/mo
Traditional @ 7.15%
$1,748/mo
You save $513/month ($6,158/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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