Diana & Jason Jones

Diana & Jason Jones

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$419,900

($140,444 down)
FHA

7604 Kimberly Avenue, Bakersfield, CA 93308

3
3
1,867 sqft
PITI Monthly
$2,206.06 /mo

Listing courtesy of: Laurie McCarty, Coldwell Banker Preferred Realtors

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,397 /mo
$2,110 /mo

What's Special

SPACIOUS
FIREPLACE
HOME OFFICE
COZY

Welcome to this 3-bedroom, 2.5 bath home nestled in NW Bakersfield, located within a highly sought-after school district! The living room space off the kitchen features a classic brick fireplace, creating a cozy focal point in the main living area. Its timeless design adds character & invites relaxation year-round. In addition to the main living space, a separate den area provides flexibility for a home office, playroom, or second entertaining space. Enjoy sunny days in this spacious backyard featuring a refreshing pool & spa w/ deep pit area—perfect for relaxing or entertaining. The detached pool house adds incredible versatility, ideal for use as a guest retreat, home gym, or creative studio. The expansive driveway with added concrete offers ample space for extra parking or RVs, large covered workshop area, or recreational vehicles. A practical upgrade that enhances both convenience & functionality. Schedule your private tour of this home today!

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.47
Remaining Loan Term
24 years, 11 months
Monthly PITI
$2,206.06/mo
Estimated Loan Balance
$288,998
Cash to close
$140,444
Interest Paid
$52,330

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1976
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $224.91
  • Tax Annual Amount: $5248.75
  • On Market Date: 2025-05-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $140,444 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $140,444!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$279,456
Your Cash$140,444
Total Purchase Price:$419,900

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,397/mo
Traditional @ 7.15%
$2,188/mo
You save $791/month ($9,492/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25100828

Listing From:

Last updated: 2025-05-09T13:43:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,397 /mo
$2,110 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $140,444 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $140,444!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$279,456
Your Cash$140,444
Total Purchase Price:$419,900

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,397/mo
Traditional @ 7.15%
$2,188/mo
You save $791/month ($9,492/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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