Diana & Jason Jones

Diana & Jason Jones

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$905,300

($664,311 down)
FHA

8021 Murcia Way, El Dorado Hills, CA 95762

5
3
2,936 sqft
PITI Monthly
$2,320.63 /mo

Listing courtesy of: Amy J Whitman, Newpoint Realty

Assumed Rate

4.74%
7.15%

Principal & Interest

$1,852 /mo
$2,401 /mo

What's Special

REMODELED
GATED COMMUNITY
LARGE CENTER ISLAND
AWARD WINNING
DINING
SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
SOAKING TUB
HOME OFFICE
PRIVATE BACKYARD

Beautifully updated 5 bedroom 3 full bath home located in the highly desirable Serrano gated community.This home features luxury laminate flooring, new carpet, fresh interior and exterior paint and updated fixtures. The gourmet kitchen will not disappoint with quartz countertops and new stainless steel appliances. Offering expansive cupboard and counter space with a large center island, pantry closet and a dry bar. The spacious formal living room dining room combination has high ceilings with multiple windows offering plenty of natural light. The lower level has a full bath and bedroom. Walk out to the large private backyard with a built in BBQ and bar area. Upstairs features a large primary suite with a fully remodeled bathroom with a double sink vanity, soaking tub and large walk in shower. All 5 bedrooms have ample closet space. The loft space can be transformed into a home office or gameroom use your imagination. There is plenty of storage space through out the home and in the 3 car garages. The HVAC and hot water heater have recently been replaced.The HOA offers front yard maintenance, common area maintenance,private security patrol and host community events throughout the year! Enjoy the parks and trails throughout the neighborhood and the award winning schools !

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.74
Remaining Loan Term
15 years, 3 months
Monthly PITI
$2,320.63/mo
Estimated Loan Balance
$279,389
Cash to close
$664,311
Interest Paid
$213,350

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central, MultiZone
Features
  • Materials: Stucco, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Family Room, Wood Burning, Gas Piped, Gas Starter
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Back Yard, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Frame
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder: Lucas Mercier

Community & HOA

Community
  • Subdivision: Serrano
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $270
  • HOA Frequency: $Monthly
Location
  • Region: El Dorado Hills

Financial Details

  • Price per Sqft: $308.34
  • Tax Annual Amount: $
  • On Market Date: 2025-05-07T15:20:02.000Z
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Savings Calculator

Current cash to close is $664,311 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $664,311!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.74% Sellers Rate
$240,989
Your Cash:$664,311
Total Purchase Price:$905,300

Assumed vs Traditional Mortgage

Assumed @ 4.74%
$1,852/mo
Traditional @ 7.15%
$2,490/mo
You save $638/month ($7,659/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225058213

Listing From: MLS Metrolist

Last updated: 2025-05-07T15:20:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.74%
7.15%

Principal & Interest

$1,852 /mo
$2,401 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $664,311 (73%)
You can enter any amount below - secondary financing will cover the difference if needed.
73%
$

You cover the entire equity of $664,311!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.74% Sellers Rate
$240,989
Your Cash:$664,311
Total Purchase Price:$905,300

Assumed vs Traditional Mortgage

Assumed @ 4.74%
$1,852/mo
Traditional @ 7.15%
$2,490/mo
You save $638/month ($7,659/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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