Diana & Jason Jones

Diana & Jason Jones

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$610,000

($252,254 down)
VA

9120 E Ironwood Circle, Prescott Valley, AZ 86314

4
3
2,848 sqft
PITI Monthly
$2,035.25 /mo

Listing courtesy of: Ruthanne Wareham, eXp Realty

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,642 /mo
$2,607 /mo

What's Special

OPEN CONCEPT
SPACIOUS
MODERN

Welcome to this stunning 4 bedroom, 3 bath home in the community of Prescott Valley! With 2,848 SF of spacious living, this two story gem offers comfort and tranquility on a .42-acre lot. Built in 2005, this maintained home features a 3 car garage, a boat and trailer landing, and panoramic views of Glassford Hill, Thumb Butte, and Mingus Mountain making it the perfect place to enjoy Arizona's natural beauty. Inside, you'll find a versatile layout with a guest suite conveniently located on the main floor, ideal for multi generational families and friends. The home is equipped with 2 A/C units and a Quiet Cool whole-house fan to ensure comfort year round. The open concept living areas are perfect for entertaining, and is designed for easy living with modern amenities throughout. Step outside and enjoy breathtaking views from the rooftop terrace or explore the nearby paved trails. This home is perfect for families who love the outdoors and need space for everything, from hobbies to relaxation. Don't miss out on this beautiful home to discover the endless possibilities!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,035.25/mo
Estimated Loan Balance
$419,194
Cash to close
$252,254
Interest Paid
$38,151

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Natural Gas
Features
  • Materials: Stucco, Wood Frame
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Gas
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Other
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Other
Materials
  • Stucco, Wood Frame
  • Roof: Other
Condition
  • Year Built: 2005
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: Prescott Valley Unit #20
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Prescott Valley

Financial Details

  • Price per Sqft: $214.19
  • Tax Annual Amount: $2719
  • On Market Date: 2025-05-08T17:40:13.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $252,254 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $252,254!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$357,746
Your Cash$252,254
Total Purchase Price:$610,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,642/mo
Traditional @ 7.15%
$2,704/mo
You save $1,062/month ($12,747/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6863302

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-05-08T19:50:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,642 /mo
$2,607 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $252,254 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $252,254!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$357,746
Your Cash$252,254
Total Purchase Price:$610,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,642/mo
Traditional @ 7.15%
$2,704/mo
You save $1,062/month ($12,747/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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