Diana & Jason Jones

Diana & Jason Jones

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$639,900

($460,461 down)
FHA

924 Shellwood, Sacramento, CA 95831

4
3
2,130 sqft
PITI Monthly
$1,491.02 /mo

Listing courtesy of: Hilda G Sousa, Advokey Realty

Assumed Rate

3.5%
7.15%

Principal & Interest

$1,144 /mo
$1,721 /mo

What's Special

SPACIOUS
MOVE-IN READY

Nestled on a peaceful street, this beautifully maintained two-story residence with a three car garage offers the perfect blend of comfort, style, and convenience. Step inside to find tastefully updated bathrooms with contemporary finishes, providing a fresh and luxurious feel throughout. One bedroom and bathroom on main level. The home's curb appeal shines with brand-new exterior paint, enhancing its inviting charm. Home also has a spacious lot with potential for boat storage. Don't miss the opportunity to make this move-in ready gem yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.5
Remaining Loan Term
17 years, 6 months
Monthly PITI
$1,491.02/mo
Estimated Loan Balance
$181,290
Cash to close
$460,461
Interest Paid
$96,283

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central
  • Heating: Central
Features
  • Materials: Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Brick, Insert, Family Room, Wood Burning
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Shingle, Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: In & Connected
  • Water Source: Water District, Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 0
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood
  • Roof: Shingle, Composition
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Sacramento

Financial Details

  • Price per Sqft: $300.42
  • Tax Annual Amount: $
  • On Market Date: 2025-05-07T04:10:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $460,461 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $460,461!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.5% Sellers Rate
$179,439
Your Cash:$460,461
Total Purchase Price:$639,900

Assumed vs Traditional Mortgage

Assumed @ 3.5%
$1,144/mo
Traditional @ 7.15%
$1,785/mo
You save $641/month ($7,689/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225057998

Listing From: MLS Metrolist

Last updated: 2025-05-09T15:10:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.5%
7.15%

Principal & Interest

$1,144 /mo
$1,721 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $460,461 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $460,461!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.5% Sellers Rate
$179,439
Your Cash:$460,461
Total Purchase Price:$639,900

Assumed vs Traditional Mortgage

Assumed @ 3.5%
$1,144/mo
Traditional @ 7.15%
$1,785/mo
You save $641/month ($7,689/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Coldwell Banker Realty
Agent/Broker
Diana & Jason JonesColdwell Banker Realty(602) 790-0734diana.jones@cbrealty.comMLS SA711064000

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Coldwell Banker Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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